📄 Privacy Policy
Effective Date: September 28, 2025
Last Updated: September 28, 2025
ARH Development Inc DBA The Credit Desk (“Company,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website, use our services, or interact with us. By using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
Personal Information You Provide:
Name, email address, phone number
Billing and payment details (processed securely by third-party providers)
Business details (company name, entity type, state of formation, etc.)
Automatically Collected Information:
IP address, browser type, device information
Website usage data (pages visited, time on site, referral links)
Other Information:
Documents and details you provide for incorporation filings
Communications via email, phone, or forms
2. How We Use Your Information
We use the information we collect to:
Provide and deliver our incorporation and business services
Process payments and send invoices/receipts
Communicate with you about your account, filings, and compliance
Send updates, reminders, and promotional offers (you can opt out anytime)
Improve our website, services, and customer support
Comply with legal and regulatory requirements
3. Sharing of Information
We do not sell or rent your personal information. We may share your information with:
Service Providers: third parties who assist in filings, payment processing, compliance, and website hosting
Legal Authorities: when required by law, court order, or to protect rights and safety
Business Transfers: if our company is merged, sold, or undergoes restructuring
4. Data Security
We use industry-standard safeguards (encryption, secure servers, limited access) to protect your data. However, no system is 100% secure, and we cannot guarantee absolute security.
5. Data Retention
We retain personal information only as long as necessary for legal, tax, and business purposes, or as required by law.
6. Your Rights
Depending on your location, you may have rights to:
Access, update, or delete your personal data
Opt out of marketing communications
Request a copy of the information we hold about you
Restrict or object to certain processing activities
To exercise your rights, contact us at: info@thecreditdesk.com.
7. Cookies & Tracking
Our website may use cookies and similar technologies to:
Enhance functionality
Analyze site usage
Personalize content and ads
You can adjust your browser settings to refuse cookies, though some site features may not work properly.
8. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for the privacy practices of those sites.
9. Children’s Privacy
Our services are not directed to children under 13, and we do not knowingly collect personal data from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Effective Date.”
11. Contact Us
If you have questions about this Privacy Policy, contact us at:
ARH Development Inc DBA The Credit Desk
Email: info@thecreditdesk.com
Address: 445 BROADHOLLOW ROAD, SUITE 124, MELVILLE, NY 11747